How It Works

• Choose Your Home – Pick from our available inventory or join our VIP List and we’ll help find a home that fits your needs.

• Sign a Lease Option Agreement – This allows you to live in the home as a renter while you prepare to purchase it.

• Sale Price Locked In – The purchase price is set the day you sign, so you enjoy today’s value even though you buy later.

• Build Equity While You Rent – Every improvement you make, every step you take, moves you closer to owning your home.

Why Families Love This Program

Your Down Payment: The Key to Approval

A down payment is required, and this is the most important part of getting approved. It shows your commitment and is applied 100% toward your future home purchase price—not money lost, but money invested.

We typically look for a 5–10% down payment based on the purchase price. For example:

• 5% on a $200,000 home = $10,000 credited toward your purchase

• 10% on a $200,000 home = $20,000 credited toward your purchase

The more you put down, the more ownership you start with and the stronger your approval position.

Why Your Down Payment Matters

✔ Build Equity Faster – Start with more ownership from day one.

✔ Show Serious Commitment – We choose buyers who are motivated and committed.

✔ Easier Mortgage Approval Later – A bigger down payment means less to finance when you’re ready.

✔ Secure Your Home – We typically have multiple applicants. Down payment is a major deciding factor.

Need Help Coming Up with Your Down Payment?

Many buyers use these smart strategies:

• Tax Refunds or Bonuses

• Savings or Family Contributions

• 401(k) Loan or Withdrawal (check your plan rules)

• Selling Unused Items – Furniture, electronics, vehicles

• Extra Income from Overtime or Side Jobs

Additional Options to Help You Own Your Home

Owner Financing

We can work out special financing arrangements to fit your needs. With Owner Financing, we can carry all or part of the purchase price—regardless of your credit score, debt ratio, income verification, or other factors that may have stopped you from getting bank financing.

This option does typically require a higher down payment, but it gives you flexibility and a faster path to ownership.

What ever kept you away from buying in the past doesn't have to dictate your FUTURE!

We are free to work it out between ourselves without banks dictating the rules. 

Submit the form below to be considered for Future Rent to Own / Seller Finance Homes 

We are experienced real estate investors and specialize in off-market properties.